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Moving House? Understand How To Let The Experts Handle Your Mortgage For You!

Moving House?

Understand How To Let The Experts Handle Your Mortgage For You!

Moving home always comes with a bittersweet combination of excitement and apprehension. But the decisions that we make in the run-up to the big move can have lasting implications for our household finances. Absolutely nobody wants to hear this. But just because you’ve found and viewed your dream home doesn’t mean that you should accept any old mortgage in order to make it yours. After all, a mortgage is arguably the longest of long term obligations. And while you can re mortgage, why start off your time in your dream home shackled to the wrong product?

Our friends at Switch-Plan could tell you a thing or two about moving house. They can provide practical guidance for all your energy needs when moving to new home. They can help you set up an energy supply in your new home, avoid expensive deemed contracts, find out your District Network Operator and MPAN number, and even make new connections to the national grid. Not to mention the importance of choosing the right energy plan as soon as possible when moving, so that you can benefit from great energy savings from day one.

The same is true of mortgages. The right mortgage can ensure that you get optimal equity on your home, without needless spending on interest that will go straight to the bank. It can also fit seamlessly into your household budget, so you’re never worried about whether or not you’ll be able to pay for the roof over your head in times of financial turbulence. The wrong mortgage can set your household finances on the back foot for years to come. It goes without saying that you shouldn’t entrust your mortgage to just anyone. You should choose an advisor that can offer you…

Whole of market access

As Bristol’s leading mortgage advisory company we are perfectly positioned to offer access to the widest choice of mortgage products from known and trusted lenders. We take the time to get to know your needs and circumstances before finding a mortgage product that’s a perfect fit for you, and is in line with your financial goals.

Total cost analysis

How much is your new mortgage really going to cost you? It’s not always as straightforward as you may assume. And if you’re a first-time buyer, it’s particularly easy to be misled. We can carry out a total cost analysis to make the cost of your new mortgage as transparent as possible. Don’t settle for a financial advisor that would do any less.

A comprehensive home buying service

Moving house involves spinning a lot of plates at the same time. And if this is your first time buying a new home, it’s easy to get bamboozled by all the paperwork, acronyms and seemingly arbitrary figures.

You can get around this by choosing an advisor that will offer you a comprehensive home buying service. We can complete the relevant applications and associated paperwork on your behalf, as well as arranging a competitive local conveyancer to help in buying the property, as well as recommending and setting up any relevant mortgage protection plans. We can even help you to protect your new investment with the right buildings and contents insurance policy.

As commendable as it is to want to handle everything by yourself, there are some areas that are best left to the experts. Remember that your home could be at risk if you do not keep up the payments on your mortgage. And when you choose the wrong product on the right home, there is more likelihood of this happening. Choose a financial advisor that you can trust to handle all your mortgage and home buying affairs.