INVESTMENTS SERVICES BRISTOL.
THE VALUE OF INVESTMENTS AND THE INCOME THEY PRODUCE CAN FALL AS WELL AS RISE. YOU MAY GET BACK LESS THAN YOU INVESTED.
TAX TREATMENT VARIES ACCORDING TO INDIVIDUAL CIRCUMSTANCES AND IS SUBJECT TO CHANGE.
ISA INVESTORS DO NOT PAY ANY PERSONAL TAX ON INCOME OR GAINS, BUT ISA’S DO PAY UNRECOVERABLE TAX ON INCOME FROM STOCKS AND SHARES RECEIVED BY ISA MANAGERS
Investments Services Bristol – Bristol & West Financial Services Ltd use their knowledge, experience and research to help your money grow and provide you with an income. We go deeper to find the most exciting investment opportunities for you. With Bristol & West Financial Services experts , carrying out on-the-ground research, our staff work out which funds have the potential to outperform the rest.
An investment involves the choice by an individual or an organization such as a pension fund, after some analysis or thought, to place or lend money in a vehicle, instrument or asset, such as property, commodity, stock, bond, financial derivatives (e.g. futures or options), or the foreign asset denominated in foreign currency, that has certain level of risk and provides the possibility of generating returns over a period of time.
Investments Services Bristol – ISA allowance (or ISA limit) determines how much you can invest in ISAs each tax year (from 06 April one year to 05 April the next). It is set by the Government and often increases each year, although you don’t have to use it all if you don’t want to. You can split your ISA allowance between a Stocks & Shares ISA, and Cash ISA.
You must pay in your money by 5 April (the end of the tax year) for it to count towards this year’s ISA allowance. You are then able to take your time deciding what to invest in. It is so important to reiterate that any unused allowance doesn’t roll over – so if you don’t use it, you’ll lose it.
Investments Services Bristol – A “Wrap Account” is a new internet based investment account and financial services product which enables investors to view all their financial assets on one platform. Within a wrap-account (also known as ‘a wrap’, ‘wraps’ or ‘wrapper account’) the whole portfolio can be analysed and quantified according to money value, tax treatment, product type and asset allocation – the genuine wealth management facility. With a click of your mouse, you can consolidate all your investments and check your portfolio 24 hours a day from one central source.
The wrap account brings together all your investments – including shares, bonds, cash, investment trusts, unit trusts and pensions – under one roof.They can also bring together the various tax wrappers such as ISAs, PEPs and personal pensions, making completing your tax return a much easier task.
Investments Services Bristol – The structure of a unit trust works by dividing up the total amount of money invested or ‘pooled’ into units. The number of units is not fixed and will fluctuate according to demand, as will the price of each unit.
Investments Services Bristol – Investment bonds are technically life insurance policies in which you can invest a lump sum. Within a policy, your cash will be invested into a variety of different investment funds. In this sense, investment bonds are a wrapper, a bit like a stocks and share ISA. .
Run by insurance companies, investment bonds usually offer a range of fund options, including ‘life funds’ which can invest in shares, corporate bonds or property in a similar way to other types of funds, such as unit trusts.