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Later Life

Understanding Equity Release and How to Obtain a Lifetime Mortgage When Moving House

Understanding Equity Release and How to Obtain a Lifetime Mortgage When Moving House When moving house, you have a host of costs to bear and important decisions to make. One of which is what mortgage product you’ll use to finance your new home. And that’s a decision that’s as confounding for us in later years […]

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Pensions

Would more people actually like to retire a little later?

This may seem a surprising suggestion. Surely most people are eagerly looking forward to early retirement. Not thinking about postponing it? More time to travel the world. Spend on the golf course or help out with the grandchildren. Sounds an enticing prospect rather than more years at work. But times have changed significantly since the […]

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Covid

The challenge of maintaining healthy habits in lockdown

It can be difficult for anyone to maintain good habits and easy to fall into less helpful ones at the best of times. Those challenges are only made more difficult by the added pressures we all feel while navigating our way through a pandemic, and particularly in lockdown. In fact. A study published in Frontiers […]

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Mortgage

Moving House? Understand How To Let The Experts Handle Your Mortgage For You!

Moving House? Understand How To Let The Experts Handle Your Mortgage For You! Moving home always comes with a bittersweet combination of excitement and apprehension. But the decisions that we make in the run-up to the big move can have lasting implications for our household finances. Absolutely nobody wants to hear this. But just because […]

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Our Services

The Advice & Planning Process

Whether we are providing advice to an individual or a business, the financial planning process is the same: Establishing a client relationshipWe will clearly explain the services to be provided to you. They will define your and their responsibilities within your relationship. We will explain how and when the firm will be paid and agree […]

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Market Commentary

How the markets have reacted to the 2020 US election

After a tumultuous election. Which saw some unexpected results such as. Georgia swinging in the Democrats’ favour and protests at polling stations which involved chants of both “Count the votes!” and “Stop the count!” The dust has begun to settle, somewhat. Many of President Trump’s series of lawsuits contesting results in states such as Wisconsin […]

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Later Life

Later life care could cost £1,000 a week. How can Britain afford this?

Covid-19 has made the country’s broken social care system an important political subject. One that urgently needs solving. As with all complex political subjects, the solution will be far from simple. Most recently. The government has announced that it is considering a new approach to the care funding crisis. They are considering taxing the over […]

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Covid

How long term home working will affect your finance

There’s a chance that many workplaces may never return to the office. Several prominent tech firms have already said that their staff can continue to work from home. Even after the pandemic and the evidence suggests that a large number of other employers are thinking the same thing. Essentially, the pandemic accelerated an already established […]

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Pensions

When was the last time your friends and family had a pension review?

A survey carried out by YouGov only a few years ago found that over half the respondents who contributed to either a personal or workplace pension scheme had not had a pension review in the preceding three years. More worryingly, many of these people admitted that they had never carried out a pension review. If […]

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Covid

The changing face of financial advice

This article discusses how financial advisers across the nation have adapted. To continue to deliver a valuable service at a period of upheaval which hasn’t been seen since the Second World War. Covid-19 has completely changed the way financial planners deliver advice. At the drop of a hat. The industry had to embrace years’ worth […]